I dont know where this OP is living but having a million Euros in savings is definitely NOT normal, nor is it “middle-class”. Yes the houses can cost that much, most are mortgaged and the owners saddles with half a million in debt, desperately hoping for the prices to rise to make a profit. And there’s a significant housing shortage in several western euro countries too.
I suppose it can’t build up enough speed by going in direct line out of the solar system as the falloff would mean there’s not enough “runway” so to speak. But I wonder if you could circle the sun and “tack” like a ship does sailing into the wind and build up more momentum that way?