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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • Yep. My wife and I are in our thirties and have good whole life insurance policies that will supplement our retirement accounts nicely in our old age. I’ve been paying into mine for almost two decades (maybe longer, my parents started it for me and locked in good rates when I was young), my wife’s is newer. We also both have matching retirement accounts and are making sure we hit our matching totals each paycheck to draw as much from our employers as we can.

    It’s not ideal, but with good planning (and stable income) you can still do well. Now, stable income is the important part. I’m a software developer, my wife works for a non-profit, so my income is generally a bit more stable than hers.

    I recommend finding a financial advisor. Our life insurance guy is great and because he gets commission on the life insurance plans he doesn’t charge us for advisory services (and also doesn’t try to sell us on other stuff, he actually recommended we NOT move our old 401ks from other jobs over to him because we’d end up paying him more than we’d make, he recommended we roll them into our current employer plans).





  • *Hamas has killed more than 40 THOUSAND PEOPLE, by deliberately placing its military supplies and operations in and around civilian areas to maximize any collateral damage.

    Okay, let me preface this by saying fuck Hamas. They’re horrible.

    But, just for a moment, put yourself in the shoes of a resistance movement. Where are you supposed to put your supplies or operations? In bases far from civilian populations? You’ll just get bombed to shit.

    No, you have to hide them. And unfortunately the easiest way to hide people and stuff is around other people and stuff.

    Guerrilla warfare is the reality of modern combat in cases where a large, powerful military is fighting a smaller, weaker resistance.

    This isn’t done so that your enemy can’t take out your operations and supplies without collateral damage, although that is a side effect. It’s primarily about not being taken out in the first place.

    If you are the larger, powerful military, you need to adapt. You don’t get to blow up hospitals and schools and then blame your targets for hiding among civilians.