Hello everyone,

I’m living in Germany and looking for a good PayPal alternative. I mainly need it for:

  • Sending money to friends
  • Paying online, especially to small vendors
  • Ordering food and everyday purchases

I’ve heard about Bunq, Klarna, Revolut, and N26, but I’m not sure which one would be best for my needs. Has anyone had experience with these services in Germany? Which would you recommend and why?

Thanks in advance!

  • Szewek@mastodon.social
    1·
    3 days ago

    @ShadyQuark I have an answer that is generalizable across many European states. There is the European Mobile Payment Systems Association:

    https://empsa.org/

    The payment systems here are widely used in many EU countries. I have not lived in Germany, generally when I travel there, I am astonished how much cash-based everything is (I have no strong opinion on it, though).

    • Szewek@mastodon.social
      0·
      3 days ago

      @ShadyQuark So in Germany it would be Bluecode. Idk how widely used it is.

      I’ve lived in Poland and Sweden, Blik and Swish can be used almost everywhere, including many grocery stores and most online purchases (so it is an alternative to Visa/Mastercard as well).

        • Szewek@mastodon.social
          2·
          3 days ago

          @SrMono They are not compatible. I would love them to be compatible as well.

          If you go to “Milestones” on the EMPSA website linked above, you get the info about ongoing collaborations between the members. Bluecode is integrated with the Austrian and Italian counterparts, so lucky you to have at least that ¯\_(ツ)_/¯

          Also, Wero seems more international.