• xmunk@sh.itjust.works
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    3 months ago

    I don’t use them myself but I’d imagine most users aren’t aware of that loophole or are worried about their credit score.

    • Tramort@programming.dev
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      3 months ago

      It can’t affect your credit score, because it’s not a loan.

      If it was a loan they would be subject to ursery laws. But they don’t want to be. So you can default without penalty besides being hounded.