• whofearsthenight@lemm.ee
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      1 year ago

      I have insurance. I went to urgent care when I was pretty sure I had the flu or COVID or something about a year ago (just slightly before COVID was declared “over.”) I paid my copay for doctors office visit, I was in there for about an hour, with roughly 40 minutes of that sitting in a room waiting for a doctor (in an empty clinic) and then had a flu test and a COVID test.

      They still sent me to collections for $350 for this visit. I pay a stupid amount for insurance, which my employer subsidizes, and I still can’t even get a fucking flu/COVID test apparently.

      For profit health insurance in America is evil. It is easily one of the most fucked up things about this country that we just absolutely ignore.

    • Saik0@lemmy.saik0.com
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      1 year ago

      Nope… Only providers for screwing up basic billing to my insurance.

      Every damn provider I seem to have in my area can’t fucking code and bill the correct insurance no matter how much hand holding you do for them. Or worse, they wait 6-10 months before they even send the bill and of course insurance doesn’t want to go back that far. Then they try to bill me.

      TL;DR… No it’s always a fight with the doctors office, never the insurance for me.

      • whofearsthenight@lemm.ee
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        1 year ago

        This is part of the system, and spoilers, it’s still the fault of for-profit insurance. Why do doctors offices screw up? Because every insurance provider negotiates a different rate, what is covered, etc. This office is going to bill one provider $3,000 for an MRI, another provider $27, another one $2799, and another one nothing. And if you go an office over, it’s going to be a whole different set of numbers. And then repeat that for basically every procedure, visit type, etc.

        This is a decent part of the reason why Americans pay more than just about any other country for healthcare. We spend billions more per year on exclusively middle-men who are just there in the way of your doctor’s providing you care you need.

        • Saik0@lemmy.saik0.com
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          1 year ago

          This is part of the system

          So it’s part of the system for the doctor’s office to not bill insurance for over 6 months? To bill the wrong insurance company repeatedly?

          Nothing I stated was insurances fault but instead negligent medical billing coders.