You’re not alone on the road.

It’s incredibly unlikely that you’d be in such a bad accident that you couldn’t call for help; while simultaneously being isolated from the public to the point nobody saw your accident and started calling ems/police before you could.

That’s not to say it doesn’t happen; but I definitely wouldn’t be worried about it.

I estimate that the probability of injuring my arms and that no one else is around to call for help is low enough to not be worth the monthly subscription.