Yep. Netflix removed a lot of my need to pirate, it was so convenient. Then every studio decided they needed their own streaming service and kept increasing prices while quality went down, so now I’m back to pirating.
I’ve always pirated anime tho. For a long time a lot wasn’t available legally and even once it was, I find fan subs to be much better than the official sources.
It’s more the case that if you use more than 20% it is seen as negative. 0-10% is excellent, 10-20% is good, and it gets worse from there. Every year I request a credit increase despite my spending staying the same simply because it makes my utilization go down. But it’s dumb. I don’t need the extra credit. I’ll never use it. But have to have it to max my score.
Was coming here specifically to say credit scores. Oh what’s that you paid off your student loans? Here have a big credit hit as a treat. Oh you’re using your credit? Here have a credit hit even tho you’ve never missed a payment. How dare you use the credit you have??
I’m not saying it’s enjoyable. It’s especially awful when it’s hot & humid, if you wear glasses, or when wearing for a long period of time. But when the alternative is increasing the chances of catching/spreading a dangerous virus… well there isn’t much of an argument against.
It blows my mind how upset people get about masking. During the two primary years of Covid where I isolated and masked religiously, I didn’t get sick once or even have allergies (despite visiting parks often).
Now companies have RTO and try to get everyone in on the same days so illness spreads like wildfire. People sitting right beside me hacking their lungs out.
No no it’s the immigrants!!! (please ignore the real estate funds buying up property and jacking up rents)