This is a niche topic and I’m not sure this is the right community. Let’s say we start to move on to a society less focused on capital. Not perfect but on the way there. There are still companies and there is an overall economy running around small businesses. How would a small business get started without access to “capital”? What are the alternatives?
I think I see your point. Getting investment from the parties directly affected makes sense and would also create a sustainable business model as it proves the need for it. It could also create some synergy if the created business is also a co-op itself that may in turn eventually do the same for something else. Basically investment without rent seeking.