Yeah, the last time the lenders pushed Adjustible Rate Mortgages as a way for borrowers to be able to afford a home with cheap monthly payments it turned out fucking great! Lots of people were able to buy the house of their dreams and the economy flourished for the next decade!

Oh no it didnt. A shit ton of people lost their homes and the banks and mortgage industry pulled a fast one, lied, and hid the evidence when found out. Oh and the economy took a shit!