Isn’t the entire credit industry built on spying on your financial behavior to be able to decide your credit score to begin with?
That’s certainly true
The whole point is that everything is in an official ledger, that can be argued over in front of a judge.
Best you can do is say you don’t consent for your data to be sold. Find a smaller bank or a credit union where they have to give a shit about their customers.
No. Your best bet is with something like privacy.com or mysudo.
Edit: grammar
I use privacy.com but it only links to debit cards FYI
Buy a prepaid visa with cash. Not technically a credit card, but it may be what you’re looking for.
That’s a good idea
Probably the closest thing you can get to in terms of a “privacy” credit card. Everything about a credit card is tied to you by their very nature. So it depends on what or who you want privacy from.
Someone else mentioned privacy.com which I also use - it’s good if you want to hide your transaction from the credit card company, or if you want to hide your identity from the merchant. But Privacy.com is more like a virtual debit card that connects to your bank account. Privacy.com still knows who you are.
Cash
Best options by far for financial privacy are cash and Monero.
How can you buy things with monero? What merchants (online or in person) accept it?
More and more merchants are beginning to accept it directly and you can check out the Monerica directory, XMRBazaar or Monero Market to find them. If you cannot find what you need directly for monero then you can get thousands of merchant gift cards from Coinsbee, Coin Cards, or Cake Pay.
Excellent! Thank you!
Glad I could help.
No. Privacy is illegal in the banking/financial system.
In the government-controlled fiat system, you are right. In Monero, you are wrong.
does your supermarket accept payments in Monero?
Ive spent years buying groceries with crypto. Just buy their gift cards with it
All of this seems straight worse than cash. Is cash not an option?
Not to people with a financial interest in promoting Monero.
Cash doesn’t work so well for online payments.
Yeah, I pay with cash unless I’m getting something delivered.
As it should be IMHO. Nothing is stopping you dropping cash for shit in the untracked economy which is massive but if you want to be a part of the larger system and all its benefits you need to be prepared to play by the rules that are designed by and large to protect people.
Its called monero. You can buy gift cards with it