Half the time I don’t even understand why I pay for insurance. It doesn’t seem to cover anything.
Even when it’s supposed to work, there’s always something. Surprise surprise that one doctor was out of network! Should’ve noticed while you were unconscious.
the proper response to that is a lawsuit. what, you don’t have half a million dollars on hand to pay lawyers?
My brother had hundred of thousands in medical debt before he finally passed. He had insurance. He was a teacher.
How did he end up with so much medical debt?
insurance doesn’t cover everything, and the things they do not cover always just happen to be the most critical things necessary for treatment. it’s a scam.
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Did you purchase a “premium” lens?
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Np, thx for checking 😁
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Well no shit. Have you seen these insurance policies?
It’s like this: anybody who thinks they like their insurance policy isn’t using it.
Edit: ITT: people describing the problem as if it’s not the problem.
There are good plans out there, but most companies won’t offer them, and they’re expensive. I pay $1k a month for my SO to be on mine, but the $250 deductible and $1500 OOP max is pretty nice.
That’s not a good deal. A good deal would be you pay for insurance and have no deductible or fees to worry about. Insurance is insanely expensive and it just acts like a horrible discount program once you finally need it. It’s a scam
Unfortunately in our current system, that is a good deal and platinum level insurance. Even working for a hospital that’s the best you tend to get.
Yes, we need single payer, though.
